Wealth Management
Sometimes the hardest decision is taking no action at all While equity markets have risen strongly over time, they’ve encountered occasional declines along the way. Volatility may cause a bumpy ride … but isn’t that true of most things in life? Market timing typically fails. The worst-performing days are often followed closely by the best…
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When markets fall, the next peak usually isn’t far away Bear markets can be brutal… But bull markets have a history of charging back. S&P/TSX Composite Index: Bull and Bear Market Returns,1977-20221 “The TSX grew 96.71% since the COVID bottom in 2020 to the most recent peak on 3/29/2022. The index then fell 17.02% to…
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Many of us don’t realize or fully appreciate that our own death or that of a loved one can trigger a large and unintended tax burden. Fortunately, life insurance can minimize this risk. There are many reasons why people buy life insurance. Life insurance helps people and businesses manage their risk. It provides security for…
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Posted by Peter Wouters Sep 20, 2022 5:00:37 PM Directeur, Planification fiscale et successorale et planification de la retraite, Gestion de patrimoinePlacements Empire Vie
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If market volatility has caused you to transfer your money into GICs or cash, you may want to ask yourself if you are still on track to meeting your personal goals. Whether it’s saving for retirement, a home or a child’s education, keeping money in a lower-earning investment option may not give you the growth…
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Corrections: What we can learn from the past – May 25, 2022. The Investments team looks at previous market corrections through the decades, the events that followed, and why staying invested through bouts of volatility has proven to be a beneficial strategy for the long-term investor. Well it’s official. The S&P/TSX Composite Total Return Index entered “correction…
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It’s human nature to be more emotionally sensitive to falling markets, but it’s not always logical. It’s natural for markets to move up and down over time, and the average length of a rising (bull) market is much longer than a declining (bear) market, where gains in a bull market often far exceed losses in…
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In the financial world, there are a lot of ways to manage resources and protect what you have. As a financial advisor in Quebec, Reinblatt Financial is ready to help you manage and build on what you have earned. We help you protect your assets and provide for loved ones for years to come. Here…
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A Registered Education Savings Plan (RESP) is a special savings account to help Canadian residents save for a child’s post-secondary education. Benefits include: Help you systematically save and plan for a child’s education Tax-sheltered growth – there are no taxes payable on the money earned in an RESP until it’s withdrawn Government Grants – Government…
Read MoreThe Registered Education Savings Plan (RESP) is an investment program where the Government matches 20% of your contributions. You could even qualify for additional Grants based on your family income. There’s also the Canada Learning Bond where the Government offers up to $500 for low-income families. Start Early Families with young children can benefit the…
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